Homebuyer Assistance Center
Find Homebuyer Assistance in Central Florida
Explore first-time homebuyer programs, down payment and closing cost assistance, Florida Hometown Heroes, homebuyer education, approved lender resources, and county-specific housing programs.
Program funding, income limits, purchase-price limits, and application availability can change. Always verify the current requirements with the program administrator or an approved lender.
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Where most Central Florida buyers start
First-Time Homebuyer Programs
Programs for buyers who have not owned and occupied a primary residence during the previous three years. Some exceptions may apply to veterans, targeted areas, displaced homemakers, and certain local programs.
Down Payment Assistance
County, city, and statewide programs that may help with a down payment, closing costs, prepaid expenses, or principal reduction.
Florida Hometown Heroes
Florida assistance for eligible full-time workers, service members, and veterans. Structured as a deferred second mortgage — it is not automatically free or forgivable money.
By County
Pick your county
We cover six Central Florida counties. Choose one to filter the directory.
Program Directory
Assistance programs
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Information is provided for educational and research purposes and does not constitute mortgage, legal, tax, or financial advice. Program terms, funding, eligibility, income limits, purchase-price limits, interest rates, and application availability may change. Buyers should confirm current information with the administering agency and an approved participating lender before making a financial decision.
Resource Center
Trusted external resources
Verified links to the agencies and directories buyers use most.
Disclaimer
Information is provided for educational and research purposes and does not constitute mortgage, legal, tax, or financial advice. Program terms, funding, eligibility, income limits, purchase-price limits, interest rates, and application availability may change. Buyers should confirm current information with the administering agency and an approved participating lender before making a financial decision.